Pension products


Stakeholder Pension Scheme

A stakeholder pension is a simple and straightforward way to save for your retirement. It's a special type of pension plan that must meet the government requirements about low minimum payments and capped charges. You can claim tax relief and if you pay basic rate tax, we'll do the paperwork for you. The Stakeholder Pension Scheme offers government tax relief, stock market investing and the option to take tax-free cash when you retire.

You can take your pension with you when you change jobs and your employer can make contributions as well. You can get access to your money from age 55 and with the recent pension changes, it's even easier to use your pension savings in the way that suits your retirement.

Key Features

  • Tax relief can boost your savings
  • Invest in a range of funds or choose a Lifestyle profile
  • Make as many regular or ad-hoc payments as you like
  • Increase, decrease, stop and start your payments to suit your circumstances
  • Flexible ways to take your savings at retirement

The Stakeholder Pension Scheme may be right for you if you:

  • Want to benefit from government tax relief on your savings
  • Want a straightforward way to invest for the long term
  • Can make regular or ad hoc payments
  • Are employed, self-employed, unemployed or saving on behalf of a child or grandchild.

About our funds

Our funds invest in a range of underlying funds managed by Legal & General Investment Management. We use external fund managers for their expertise and because it creates efficiencies that we can pass on as overall cost savings to you. If you invested separately into each of the underlying funds it could be more expensive.

How we manage the funds

We select and review this range of funds in conjunction with out investment advisers. All the funds we invest in are subject to extensive due diligence assessments both before and after investment. Our Investment Oversight Committee regularly monitors and reviews the performance of our full fund range, to ensure each fund is meeting its investment objective.

WS Global Multi Index Pension Fund
Class PRICE Valuation Date
117.42 GBP (pence) 19/12/24 22:30
WS Global Emerging Markets Index Pension Fund
Class PRICE Valuation Date
116.56 GBP (pence) 19/12/24 22:30
WS UK Gilt Index Pension Fund
Class PRICE Valuation Date
106.76 GBP (pence) 19/12/24 22:30
WS Global Developed Index Pension Fund
Class PRICE Valuation Date
322.91 GBP (pence) 19/12/24 22:30
WS Cash Pension Fund
Class PRICE Valuation Date
159.62 GBP (pence) 19/12/24 22:30
WS Sterling Corporate Bond Index Pension Fund
Class PRICE Valuation Date
192.22 GBP (pence) 19/12/24 22:30

Plan Literature

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Policy statements

Legal statement

Waystone Management (UK) Limited (WMUK) is authorised and regulated by the Financial Conduct Authority. Registered Office 3rd floor, Central Square, 29 Wellington Street, Leeds LS1 4DL. WMUK is a wholly owned subsidiary of Waystone Centralised Services (IE) Limited and is registered in England and Wales with registered no. 03692681. Telephone 0203 997 2460. Calls may be monitored and/or recorded to protect both you and us and help us with our training. Registered in England and Wales with registered no. 03692681