Looking after your interests

In addition to managing your pension in line with the scheme rules and regulations laid down by the government, we have also appointed an independent governance committee whose task is to act in the interest of all scheme members.

These people act like trustees to ensure that you receive value for money from the scheme. So they look at things like charges, administration, communication and the funds we manage. They can challenge how we run our pension schemes and if any scheme is not providing value for money, they can recommend remedial action.

The independent committee meets at least four times a year and is made up of the following members:

Sarah Farrant (Chair)

Director, Sarah Farrant Consulting

Professional qualifications:

  • Fellow of the Institute of Actuaries

Ms Farrant has been a qualified actuary for over 25 years. She has been Scheme Actuary to many scheme, including a number of FTSE 100 and FTSE 250 companies and has enjoyed senior roles with national employee benefit consultancies and a 'Big Four' firm of Chartered Accountants.

Gareth Sawyer

Director, Evelyn Partners Trust Corporation Ltd, Evelyn Partners Financial Services Ltd

Gareth is Evelyn Partners Financial Services Ltd.'s representative on the Committee. He is a financial services and fintech solutions specialist with over 40 years industry experience. A Chartered Practitioner, Fellow of the Chartered Insurance Institute, and Associate of the Pensions Management Institute.

Having worked at major product providers and advisory firms, and established/owned/managed fintech, financial services and trustee businesses, he brings to the committee over 35 years' experience of advising and supporting employers, trustees, and pension scheme members on all aspects of pensions and retirement, and over 20 years establishing and advising personal pension governance committees and acting as professional trustee to defined benefit and defined contribution pension schemes, as well as establishing and managing personal pension products and a master pension trust.

Mark Garnett

Professional qualifications:

  • Associate of the Chartered Institute for Securities and Investment
  • Associate of the Chartered Insurance Institute

Mr Garnett provides investment management and advice for pension schemes and is former Partner of Smith & Williamson Investment Management LLP. He advises employers and boards of trustees, and regularly presents on the economy and investment markets.

Naomi L'Estrange

Director, 20-20 Trustee Services Limited

Professional qualifications:

  • Solicitor (current practicing certificate)
  • Qualified Executive Coach
  • Certificate in Advanced Business Management from Ashridge

Ms L'Estrange has over 20 years' experience as a pension lawyer and a director of the Pension Protection Fund. She advised the Institute of Actuaries and many individual Pension Schemes and was seconded to Government to advise on Pensions Act 2004. As the PPF's Director of Strategy and policy, Ms L'Estrange has worked with various Government departments and the EU on matters of pension policy. She is a professional trustee to a number of pension schemes of all types.


Andrew Berry

Director: Head of the ACD

Andrew joined Waystone in October 2019 as part of the acquisition of Host Capital Ltd. As Director, Andrew is based in London where he heads up the UK ACD business within the London operation.  Andrew is responsible for overseeing all aspects of the UK ACD business and its day-to-day client service delivery across UCITS and non-UCITS funds in the UK.  He is responsible for the management of the risk, valuation, due diligence and audits for the UK ACD and its funds and appointed delegates

Andrew has over 29 years of experience in accounting and financial services, working in retail funds, fund platforms, fund accounting, administration and investment oversight. Prior to joining Host Capital, Andrew was Associate Director at DST Systems (formerly IFDS), the UK’s largest transfer agent. Andrew has also held positions at Bank of New York Mellon and Cofunds Ltd.

Andrew is IAQ qualified and his previous roles have involved the set up and operation of UK ACD Companies. Andrew also has extensive experience of fund launches, onboarding and migration projects.